Getting approved for a mortgage is a major financial milestone. However, getting one is just the beginning. You also need to manage the payments wisely. For most households, the monthly mortgage payment is the biggest expense. Managing it properly will result in savings and ensure that you won’t be late in paying the monthly installments. Check the Mortgage Statement It is … [Read more...] about A Guide to Managing Your Mortgage Payments
Finances and Money
Nothing beats convenience, except the consequences of using that convenience improperly. When it comes to making purchases, credit cards offer the ultimate in convenience. However, used unwisely, convenience can easily become controversy. Sadly, most people tend to use them with little regard to strategy. To help you avoid that trap, here are some things you shouldn’t do with … [Read more...] about Things You Shouldn’t Do with Credit Cards
It’s a tragic and well-worn stereotype that money issues break up couples and sour relationships left, right and centre. It’s difficult to think of many other practical elements of your life with your partner that are as likely to result in as much emotional turmoil and upheaval as financial issues, if they’re not properly addressed and handled. But while money issues can be a … [Read more...] about How to Keep Money From Disrupting Your Relationship
Hobbies can be great fun, especially at the end of a long day. They help you to relax and recharge your batteries. And it’s easy to understand how, if you’re struggling with a hectic career, you might be tempted into turning your side-hustle hobby into a regular 9-to-5 job. Whether you want to bake cakes as a living or to become a professional blogger, tackling the … [Read more...] about Tackling The Entrepreneurial Dream
The average person has a credit card debt of over $6000. That’s a pretty scary number and it might put you off the idea of using credit cards at all. It’s so easy to get yourself into a cycle of debt if you’re using credit cards all the time, but that only happens if you’re using them wrong. The truth is, credit cards can actually be a good way to manage your finances if you … [Read more...] about How To Use Credit Cards Without Ruining Your Finances
Over recent years, ideas for side hustles have proliferated the internet. The basic premise is so simple: if your budget isn’t quite adding up, then you can supplement it with a “side hustle” as income. There are thousands of articles dedicated to side hustles and what they can do for the finances of a family, but how viable are these side hustles really, and what are the … [Read more...] about How Viable Are These Money-Making Ideas, Really?
We all know that buying a car is a huge decision. It’s a very big purchase, and something that you will have for a long time once you bring it home. But what most people don’t understand is that purchasing a motorbike is just as big a decision. Lots of people opt to buy a motorbike instead of a car because they think that it will be cheaper and not as much as a commitment. That … [Read more...] about Don’t Buy A Motorbike Before Considering These Essential Points
If your family is struggling to make ends meet at the moment; you might need to take some decisive action to turn the situation around. That could mean leaving your current position and looking for a new career that pays a better salary. Of course, there are many risks involved when doing that, and so you need to ensure you choose the right type of job. With that in mind, there … [Read more...] about Could A New Career Improve Your Family’s Financial Situation?
A lot will change when you start a family. Of course, most of those big changes will be expected. However, what very few new parents know is that having children can actually change their tax status and how they need to go about filing their taxes. Most parents don’t realize this until it is too late and they have to change all of their documents and tax files at the very last … [Read more...] about Tax Doesn’t Have to Be Taxing for Families