It may not be glamorous or fun, but setting a budget for your family and your finances is really important, especially as a new year has just started. Priorities change, new things will need money to be spent on, and the family situation can change from time to time. So if you haven’t been creating a budget for a long time, then it can help to take some time to do it now. What … [Read more...] about Building a Family Budget That Actually Works For You
Finances and Money
Cryptocurrency, Bitcoin, took the news by storm and it was reported that it had grown vast amounts since its inception. This has made early investors and adopters extremely rich. With more and more cryptocurrencies being created and released all the time, what are they and how do they work? Also, are they the future of money? What Are The Types of Cryptocurrency? There are … [Read more...] about The Future of Money: What Are Cryptocurrencies?
If you are looking to get debt-free this year, you'll want to know how to pay off your existing loans as soon as possible. Especially if they have been hanging over you like a dark cloud for years, it would be an enormous weight off your shoulders if you were finally able to get rid of them. Easier said than done, of course, but it is possible. In this article, we will give you … [Read more...] about Unburden The Weight Of Your Loans: 5 Ways To Pay Off Debt As Soon As Possible
Are you still struggling to find a New Year’s resolution that you will actually keep and that will actually benefit your life? Then why not make this the year where you get out of debt? Or at the very least, you can get it under control and work out a manageable plan to get out from under the harrowing weight of debt and stress. The average household has a debt which sits … [Read more...] about Get Debt Free This Year
Being a parent is a rigorous enterprise. Being a single parent can seem like an uphill struggle. As we make a start on the New Year it can feel that while your childless and coupled friends are making the usual New Year’s resolutions about weight loss and career progression, you’re just hoping that you’ll be able to keep your head above water both financially and … [Read more...] about Single Moms: You Can Achieve Financial Independence in 2018!
We live in an era where everything revolves around money. If you want nice things, you need money. If you want to go far in life, you need money. If you want a stress free life, you need money. Starting to get the drift? We revolve around money and that is never going to change. So why wouldn’t you be looking for ways to bring in some extra pennies? It could help improve your … [Read more...] about Bring In Those Extra Pennies
If you want to bring in more money, you don’t necessarily have to get a new job or even take on a side-gig - although they are both undoubtedly good ways to boost your income if you’re so inclined - all you need to do is find a way to build wealth doing the job you love. Here are a few simple strategies that could help you to do exactly that: Just Ask for a Raise It’s so … [Read more...] about Make More Money at Work This Year
No one likes getting that post-Christmas energy bill landing on the doormat. It’s always plainly obvious that as the weather gets frostier outside, the bill that lands on the doormat is going to be higher right at a time where payday is further away than ever. Being energy efficient through both the summer months and the winter months are the only way you are going to be able … [Read more...] about Spring Clean Your Energy Bills With These Tips
Buying a new car is widely regarded as one of the most significant financial commitments you'll make in your life, it doesn't have to be a stressful experience, far from it. A little research can make for an entirely painless purchase and could save you a lot of money, too. Narrow down exactly what kind of car you should be looking for, starting with the most crucial factor, … [Read more...] about Motorvehicle Musings – What To Consider When Buying A New Car
There are a lot of stresses to consider when raising a family, and many of them are financial. Many of us focus on the big stuff. Will you be able to afford your kids’ educations? Will you be in a position to help them buy a house? These are legitimate concerns, and thinking about them from the off is the best chance you have of being in a position to fulfil them. But, it … [Read more...] about Stop Your Food Shop From Eating Your Budget
My brother made a New Year's resolution for 2017 to find something to be thankful for each day and he shared them on Facebook. It was an amazing way to see what was happening each day with my brother and his family, and a pleasure to watch his gratitude change and grow as the year progressed. We understand that not everyone is comfortable sharing their thoughts and feelings on … [Read more...] about Ring in 2018 with a Journaling Resolution
Being a stay at home parent is not an easy ride. There are both disadvantages of staying at home to raise your children, as well as going out to be a working parent; it is a personal decision to make. It can depend on your career, your children, and your other half. But it isn’t a decision to take lightly. But even as a stay at home parent, you may find yourself looking for a … [Read more...] about Stay At Home Parent? How You Can Help The Household Income
Your home is your castle. It is the place you binge-watch your favorite shows undeterred. It is the place you sit down to have dinner in your dressing gown. Simply, it is your place to do whatever you want to within it. But, as good as your home is to you and your family, it still costs a pretty penny. And, it can cost even more if you don’t control the finances that are … [Read more...] about Staying in Control of the Finances in Your Home
Until recently, you may have never thought about your twilight years - AKA the time after you stop working and can relax in peace. Those years might be a long, long way off, but the fact is that time flies, and if you aren’t careful your twilight years will be upon you and you will have no provisions in place. If you have a young family, the chances are that right now all you … [Read more...] about When Should You Start Thinking About Your Retirement?
Graduating from college is an extremely exciting time, whether it’s your kids who have completed their studies or you have finished after returning to college during adulthood. Even though it may be an extremely happy and joyful time packed full of lots of celebrations, it also marks the beginning of an extremely serious part of life. For young graduates, it marks the beginning … [Read more...] about So, You’ve Graduated. Now To Boost Your Finances.
Christmas is mere days away, and you might be ready for the festive period to be done with right now. In fact, I bet a few of you out there are so sick with all the Christmas cheer that you might already be starting to feel like the Grinch! 🎄✖️ The Grinch ✖️🎅🏼 #facepaint #thegrinch #kryolandiversebeauty #christmas A post shared by Monika Falyork ✨🐇✨ … [Read more...] about Discount Diva – Prepare Yourself For The January Sales
Savings. Any sensible family has them. A rainy day fund can go a considerable way towards easing money worries. With a large sum behind you, no situation will be too overwhelming. You’ll be able to replace the television the moment it breaks, and even help your kids buy their own homes. At least, you’ll be able to do those things if you keep your savings intact. Of course, … [Read more...] about Your Savings Should Be A No-Go In These Four Situations
For the best possible financial future, you need to look beyond busting debt and saving as much as you can. Your best chance of truly growing wealth is by investing. You can get on the property ladder and find good property investments, but that’s just a first step to many. If you really want to see significant returns, it’s time to look at investing in the trading markets out … [Read more...] about Finding Your Feet In The Murky Waters Of Investment Trading
If your financial situation is nowhere near as healthy as you want it to be, there are certain factors at play causing that situation. It’s not enough to just assume there’s nothing you can do to change your circumstances because that’s rarely ever the case. You need to start thinking about what’s holding you back and stopping you from achieving all the things you want to with … [Read more...] about These Things Are Probably Holding You Back Financially
With Christmas right around the corner, you’ve probably started to buy the presents, food, and everything else, or will start at some point this week. Around Christmas time, lots of people choose to apply for credit cards to cover the extra expense of the holiday. It’s probably too late to apply for a credit card this year, but if you’ve already got one, then why not use it to … [Read more...] about Great Reasons To Shop With Your Credit Card This Christmas
Pay stubs really do help you to manage your finances better. There are plenty of accounting software products out there and they can track the amount of money that is entering and leaving your business, but stubs can serve as a backup record should you have to prove the success of your business or even your income. Employee Tracking One reason why you should make your own pay … [Read more...] about Money Matters: Why You Should Be Creating Your Own Pay Stubs
With the holiday season upon us, most people are spending a considerable amount of cash on making sure they can celebrate this year. However, that often means that families will struggle throughout the month of January. If you’re concerned about the state of your finances after the holiday season, take a look at some of the suggestions below. Each of these ideas will assist you … [Read more...] about 3 Ways To Boost Your Income After The Holidays
According to National Sleep Foundation, the ideal temperature to achieve the best sleep is anywhere between 60 to 69 degrees Fahrenheit. This, of course, is not easy to accomplish. The good news is that through innovations, manufacturers are now using different technologies that will not only facilitate better airflow in their products, but more importantly, showcase features … [Read more...] about Need a Cooling Mattress? Find Out How to Choose a Good One
Your teen is on the cusp of young adulthood, and therefore you should now be trying to teach them everything that you think that they should know in order to successfully circumvent the very important next stage in their life. And, this means teaching them about one very important matter: money. Yes, money is important, whether you like it or not and your teens should be well … [Read more...] about Teaching Your Teen About Money