The pandemic is changing everybody’s lives. But just because the world around us is chaotic doesn’t mean your budget has to go into the red. We’ve gathered our best money-saving tips to help you stay calm, cool, and collected during these uncertain times. Keep reading for our best budgeting tips. Don’t be hasty with your investments If you have stocks but you’ve seen them drop in recent days, it’s wise to reach out to financial advisors from trusted companies, like broker dealers from Cetera. A financial expert can help you strategize … [Read more...] about 7 Steps to Stay Within Your Budget
Money Management
If you are operating your household on one income or living from paycheck to paycheck, you understand the importance of managing every dime that you earn. Use these tips to learn how to manage your money and save a little for a rainy day.
Straightforward Ways to Make Money as a Student
Students always need a little extra cash. If you’re a student, you probably know it can be difficult to pay all your bills every month. Plus, the student schedule often makes it difficult to hold a full-time or even part-time job. As a student, you need something that can work around your schedule, and ideally something you can do without cutting into your study time too much. These options can allow you to earn money as a student. Drive for a Rideshare Company If you already own your own car, why not drive for a ridesharing company? … [Read more...] about Straightforward Ways to Make Money as a Student
Two Ways Everyday People are Cutting Back on Bills
If you sometimes dread checking the mail, solely because you know it contains a multitude of bills you can’t pay just now, you’re definitely not alone. Constant bills are a source of dread for pretty much every adult, and those bills aren’t going away; they’re only getting worse. The cost of living, including necessary utilities like power and water, are increasing on the daily, but the reliance on these services will never dwindle. With many people, including those who are educated and have “good on paper” jobs failing to make a living wage, … [Read more...] about Two Ways Everyday People are Cutting Back on Bills
6 Signs Your Finances Are Unstable
Oh, financial stability, how we crave you! Every single person out there earning money longs for financial security and stability. We all want to be secure with our money, but it’s not always possible to be. Half the time, people go through their lives without realizing anything is wrong with their finances, and yet can’t manage their money effectively. If you are struggling with your finances or finding it hard to go through your money without wincing, then perhaps the time has come to face the fact that your finances aren’t as stable as … [Read more...] about 6 Signs Your Finances Are Unstable
How To Track Your Finances & Be More Frugal
At this time of the year, it’s always going to be natural that you want to focus on getting your life in order. There’s always something about the start of a new year (especially when it’s a brand-new decade too) that makes you want to get organized. For a lot of people, this applies to health and wellness. But it can also apply to different areas of your life, like finance. When it comes to finance, your mind may get a little bogged down. And that’s because it can be boring and confusing, and you may even not really want to deal with your … [Read more...] about How To Track Your Finances & Be More Frugal
Three Steps to an Aspirational Lifestyle on a Realistic Budget
As images grow in importance in the global culture, many of us are bending under the pressure to create a life that resembles the enviable lifestyles we see on social media. From designer handbags to expensive beauty treatments, attaining the “Insta-worthy lifestyle” is starting to seem more like an obligation than a fantasy. So how do you get some of the things you want while still recognizing the importance of being money savvy? Surely the only answer is to throw yourself into your career, leaving no time to enjoy the fruits of your … [Read more...] about Three Steps to an Aspirational Lifestyle on a Realistic Budget
Why It’s Important To Be Money Savvy
Even though money doesn’t grow on trees, it does have a habit of being able to find its way into our pockets. We all have the means to earn a lot of money if we work hard enough to get ourselves out of the current situation we’re in. Being money savvy also helps because a level head when it comes to money is a good thing to have. Here’s why it’s important to be money savvy. It Pays For When There’s An Emergency We can never predict when something bad happens, and in life, a bad thing happening will often cost you financially. We want to … [Read more...] about Why It’s Important To Be Money Savvy
4 Ways You Can Steer Clear of Bankruptcy
We have a guest attorney here today to offer you some tips on avoiding bankruptcy. As someone who has "been there done that" while it might seem like a quick fix at the time, there are many downfalls. Hi, I’m David M. Offen, Esq. and I’d like to share with you four ways to avoid bankruptcy, from the perspective of a Philadelphia bankruptcy attorney who has seen it all. 1. Live Within Your Means By far, this is the most problematic area for individuals and for families. We are pitched services and products 24-7, and it is admittedly … [Read more...] about 4 Ways You Can Steer Clear of Bankruptcy