Getting approved for a mortgage is a major financial milestone. However, getting one is just the beginning. You also need to manage the payments wisely. For most households, the monthly mortgage payment is the biggest expense. Managing it properly will result in savings and ensure that you won’t be late in paying the monthly installments. Check the Mortgage Statement It is … [Read more...] about A Guide to Managing Your Mortgage Payments
Nothing beats convenience, except the consequences of using that convenience improperly. When it comes to making purchases, credit cards offer the ultimate in convenience. However, used unwisely, convenience can easily become controversy. Sadly, most people tend to use them with little regard to strategy. To help you avoid that trap, here are some things you shouldn’t do with … [Read more...] about Things You Shouldn’t Do with Credit Cards
It’s a tragic and well-worn stereotype that money issues break up couples and sour relationships left, right and centre. It’s difficult to think of many other practical elements of your life with your partner that are as likely to result in as much emotional turmoil and upheaval as financial issues, if they’re not properly addressed and handled. But while money issues can be a … [Read more...] about How to Keep Money From Disrupting Your Relationship
When we hit a certain age, we have so much of a disposable income, that we could (almost) buy anything we want! At least, in our day-to-day lives, we can get the essentials, such as clothes, books, and the like. But, this leaves you longing for bigger, more expensive gadgets and purchases. And these purchases require a lot of saving up for! So, when you get some birthday money … [Read more...] about Getting On In Years? Worthwhile Purchases To Make With That Birthday Money!
It may not be glamorous or fun, but setting a budget for your family and your finances is really important, especially as a new year has just started. Priorities change, new things will need money to be spent on, and the family situation can change from time to time. So if you haven’t been creating a budget for a long time, then it can help to take some time to do it now. What … [Read more...] about Building a Family Budget That Actually Works For You
Being a parent is a rigorous enterprise. Being a single parent can seem like an uphill struggle. As we make a start on the New Year it can feel that while your childless and coupled friends are making the usual New Year’s resolutions about weight loss and career progression, you’re just hoping that you’ll be able to keep your head above water both financially and … [Read more...] about Single Moms: You Can Achieve Financial Independence in 2018!
For many young people, college is a perfect time to become responsible and independent from their parents. That’s precisely what I’ve had on my mind when my freshman year just started. From the very beginning, I had some difficulties with humanities and with all the essays that professors assigned within these disciplines. I couldn’t do all the homework myself, so I had to pay … [Read more...] about Tips for College Freshman to Become Financially Independent
Running a household is no less difficult than managing a business. Just like a business can’t be managed without a plan, one can’t run a house without a budget. And with the costs of all items spiraling upwards, making a budget is the only way to run a household and keep your sanity intact at the same time. If your grocery bills are sky-high and you want to do something to cut … [Read more...] about Guest Post: Simple Suggestions to Keep Grocery Expenses in Check
Memorial Day weekend is right around the corner and all the children in our neighborhood are just buzzing with excitement. The Memorial Day weekend is also the opening of pool season in our area, and I've already had requests as to where the pool passes and the bathing suits are. Each year to celebrate Memorial Day during the long weekend (schools and businesses are closed on … [Read more...] about Preparing for Memorial Day is Easy with Coohpons