credit scores

Taking a short-term loan can be the boost that one needs when looking to finish a project or make a dream come true. Taking out a loan is something which needs careful consideration as it can be quite risky if one does not have adequate ways of paying it back. If you are looking to take out a loan, these are some of the things which one needs to know. Why do you need the … [Read more...] about 4 Things You Should Know About Taking Out a Short Term Loan

Unpaid credit card debt can hang over your head and feel like a constant burden. High interest rates may also cause you to feel as though it's difficult to dig your way out of debt. One potential solution for this financial situation is a credit card balance transfer. If you're disciplined in making on-time payments, this strategy can help you pay down your debt faster. Explore … [Read more...] about 4 Times You Should Transfer Your Credit Card Balance

Are you still struggling to find a New Year’s resolution that you will actually keep and that will actually benefit your life? Then why not make this the year where you get out of debt? Or at the very least, you can get it under control and work out a manageable plan to get out from under the harrowing weight of debt and stress. The average household has a debt which sits … [Read more...] about Get Debt Free This Year

“If I only knew then what I know now.” This statement is especially true when it comes to credit. Do you remember getting your first credit card? Did it feel like a license to spend money you didn’t have? Then before you know it, the rude awakening arrives in the mail: the credit card bill, with interest and penalties. Here’s how to ensure your teens don’t fall into the same … [Read more...] about Teaching Teens to be Financially Streetwise

We hear a lot about credit scores, but how important are they? There must be a reason for all the talk that we hear about credit scores. But, the truth is, many people don’t even realize what is being referred to when we talk about credit scores. It can affect all sorts of things, so read on if you want to find out about how your credit score could affect your life. You can … [Read more...] about Is Having a Good Credit Score Really Important?